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Progressive Insurance is one of the largest auto insurers in the United States, known for its innovative tools, broad policy offerings, and competitive pricing. Founded in 1937, Progressive has built a reputation for providing accessible insurance products to a wide range of customers, from everyday drivers to high-risk policyholders.
Progressive Insurance is a trusted name for millions of Americans looking to protect their vehicles, homes, and more. With a focus on affordability and digital convenience, Progressive offers flexible policy options that fit different lifestyles and budgets. Whether you’re shopping for car insurance for the first time or looking to switch providers in 2025, Progressive Insurance is worth considering.
Progressive is more than just an auto insurance company. Its diverse product portfolio includes personal, property, and commercial insurance options. Let’s take a closer look at the most common types of coverage available.
Progressive’s core product is auto insurance, offering robust protection for individuals, families, and businesses. The company provides:
Drivers can also access unique tools like Name Your Price®, which tailors policy options to their budget.
Through partnerships, Progressive offers property insurance that protects both homeowners and renters:
These policies are customizable and can be bundled with auto insurance for added savings.
Progressive provides access to term life and whole life insurance through third-party providers. While it doesn’t underwrite these policies directly, it serves as a helpful broker for:
This makes it convenient for customers seeking basic life or medical protection while managing auto or home policies.
Progressive is also a leader in insuring recreational vehicles, offering coverage for:
These specialized policies include collision, liability, accessory coverage, and roadside assistance.
For business owners, Progressive provides comprehensive commercial vehicle insurance, covering everything from box trucks to food delivery vehicles. Features include:
This flexibility makes Progressive a strong option for small business owners and independent contractors alike.
The cost of Progressive Insurance policies in 2025 varies depending on your location, driving history, and coverage needs. However, Progressive continues to position itself as one of the more affordable and flexible insurers in the market.
These figures are estimates and will vary depending on your state, risk profile, and the specific coverage options selected.
Several variables impact the cost of your Progressive policy:
Progressive makes it easy to explore different pricing scenarios using its Name Your Price® tool.
Progressive’s Name Your Price® tool is one of its most unique offerings. Instead of choosing a plan and seeing the cost, users input their desired monthly premium and get coverage options tailored to that budget.
Benefits include:
Additionally, Progressive’s website and mobile app allow users to get quotes in minutes, compare policies, and adjust deductibles or limits on the fly.
Progressive offers an extensive list of discounts to help customers reduce their premiums—often stacking multiple savings opportunities together.
Snapshot® is Progressive’s usage-based insurance (UBI) program that rewards safe driving habits. Here’s how it works:
Snapshot® also offers feedback and tips, making it a valuable learning tool for new or cautious drivers.
Save more by bundling:
Bundling can reduce your premium by 5%–12% depending on your state and policy type.
Progressive rewards drivers who maintain clean records:
If you’ve been claim-free or violation-free, Progressive will apply relevant savings automatically.
Progressive offers smaller but impactful discounts for:
These easy-to-activate features help customers maximize value with minimal effort.
Like any insurance provider, Progressive has both strengths and limitations. Understanding them can help you decide if it’s the right fit for your needs.
Progressive Insurance appeals to a wide range of customers, but it’s particularly well-suited for:
If you fall into one of these categories, Progressive should be on your shortlist.
Filing a claim with Progressive Insurance is designed to be straightforward and convenient, especially through their digital tools. Whether you’ve been in a minor fender bender or a more serious incident, knowing what to expect can make the process less stressful.
Progressive’s mobile app makes filing and tracking claims easier than ever:
It’s especially useful for policyholders who prefer managing their insurance digitally.
Most claims are resolved within 7–10 business days, although complex cases may take longer. Progressive aims for transparency and offers text or email notifications during the process.
Progressive’s support team is available 24/7, but customer experiences can vary. Some policyholders report positive interactions, while others note issues with responsiveness or claim delays. It’s best to document everything and follow up consistently.
Consider this example: John, a driver in Dallas, Texas, was rear-ended at a stoplight. He opened the Progressive app, submitted photos of the damage, and filed a claim within 15 minutes. An adjuster called the next day, and his car was approved for repairs at a preferred shop nearby. Within 10 days, John had his car back — and the claim was fully resolved, minus his $500 deductible.
This experience highlights the simplicity and efficiency that Progressive aims to offer through its digital claims system.
While Progressive Insurance offers competitive rates and useful features, it’s not the only option out there. Comparing providers ensures you find the best match for your budget, driving habits, and policy needs.
Use comparison platforms like NextQuote to evaluate:
A side-by-side look often reveals better value, especially if you qualify for additional savings through another provider.
If you’re considering Progressive Insurance, the best next step is to compare it with other top carriers using NextQuote.
With NextQuote, you can:
Start your quote now at NextQuote and take the guesswork out of shopping for insurance. Enter your info once and see how Progressive Insurance stacks up—side by side—with competitors. It’s the easiest way to make an informed, financially sound decision.
Yes. Progressive is often considered one of the best providers for drivers with accidents, DUIs, or limited driving history. Rates may still be higher, but coverage remains accessible.
Snapshot® tracks your driving habits through an app or plug-in device. Safe driving can earn you discounts—while risky habits may increase your premium.
Yes. Bundling renters or homeowners insurance with auto can save you 5–12% on your premiums and simplify your billing.
States like Ohio, Wisconsin, and Maine tend to have lower average premiums. Rates vary significantly based on state laws, accident rates, and traffic patterns.
You can cancel any time by calling customer service or using your online account. Be sure to have another policy in place before cancellation to avoid a coverage gap.
NextQuote.com is a free insurance quote and insurance resource for those looking for information about homeowners, auto, life, renters, pet, health, medicare, and final expense insurance.